Why We Started Dollar Make Dollars: Our Story

Hey there, financial wizards!

With all superheroes comes the classic narrative of how a scrawny little kid goes through a life-turning event, a series of challenges, and transformations to become worthy of wearing the cape and go beyond their own limitations to protect and inspire others. Similarly, starting Dollar Make Dollars was my transformation and uniting fellow heroes around the world to form this league. As for my story, faced with my own financial struggles and challenges, I navigated through the maze of investing and financial planning, learning valuable lessons along the way. This journey has empowered me to help others overcome their financial obstacles and achieve their own version of financial heroism.

I’m excited to share the story behind Dollar Make Dollars. It’s not just a financial education platform; it’s a passion project born from a deep desire to make financial success accessible to everyone.

Episode 1: The Origin Story

Growing up in a modest background where no one in my family knew anything about investing, I dreamed of working on the Exchange and becoming a hedge fund manager after watching "The Wolf of Wall Street." Pursuing a finance education was my biggest bet. However, I soon found myself lost in the world of investing, trying everything from stocks to crypto without real success. The truth is, it wasn't about what I was investing in, but how. I lacked a systematic approach and the practical skills to make informed decisions.

I’ve always been a diligent worker, saving a significant portion of my earnings in the bank. At the early age of 16, I dipped my toes into investing, thinking that setting aside some money to invest was enough. But after migrating to Singapore post my studies, I left those investments idling behind, rarely reviewing them and giving myself the excuse that I’m a value investor (hence, the longer-term horizon). Even in my new home, I repeated the same pattern: stashing away enough to cover a year's income and then setting aside another amount to "try" different investments.

Episode 2: The Early Struggles

I tried everything from the Bursa Stock Exchange, SGX, US markets, and Nasdaq, to crypto, robo-advisors, and copy trading. The keyword here is “try.” Despite having a finance background and working in the industry, I realised I lacked the practical, fundamental skills necessary for assessing financial statements, interpreting ratios, or understanding macroeconomic trends to make informed investment decisions.

The truth is, my approach was more about getting my feet wet and having an answer when friends asked, “Have you invested in XYZ?” I wanted to smile confidently and say, “I know! Been there, done that.” But my attempts were inconsistent and lacked a systematic approach. Looking back, I know that if I had practiced fundamental strategies of saving and investing religiously, I would have accumulated ten times more than what I did.

Episode 3: The Turning Point

This realization hit me hard. It was like learning to work out just by watching a YouTube video—you might get through today's session, but without a structured plan for the next 3-9 months, 1-7 years, or even 20-30 years, you won't achieve lasting results. The same principle applies to financial planning. Consistency and a systematic approach are crucial for long-term success.

Episode 4: The Vision for a Better Future

So, I gathered a team of like-minded financial experts. We had a shared vision: to create a platform that demystifies finance, empowers people with the right knowledge, and provides personalized, actionable advice. We wanted to build something that didn’t just cater to high-net-worth individuals but was accessible to everyone who needed guidance.

Episode 5: The Mission to Save Financial Lives

Our mission is simple but powerful: to help our community to make every dollar count. We believe that with the right advice and strategies, everyone can build a secure financial future for the next generations to come. Whether you're planning for retirement, looking to invest wisely, or simply trying to manage your budget better, we’re here to offer a helping hand.

Episode 6: The Hero’s Journey

Starting Dollar Make Dollars was a leap of faith, driven by passion and a philanthropic vision. We’ve poured our hearts into creating a service that’s more than just numbers and charts. We don't just go through the motions; we approach financial planning from a coach’s perspective, working with individuals who are action-oriented. Our team conducts private sessions through casual, non-invasive conversations to uncover your financial blind spots, understand your goals, and tailor our advice to your unique situation. We’re not just your financial advisors; we treat your financials as a business, aiming to grow and protect it. Our goals ultimately should be aligned—we’re your partners in this journey.

Episode 7: Building the League of Financial Heroes

One of the most rewarding parts of this journey has been building a community. We’ve met incredible people, heard inspiring stories, and watched our clients achieve milestones they once thought were out of reach. This community is the heart of Dollar Make Dollars, and it’s what keeps us motivated every single day.

Episode 8: The Path Forward

We’re just getting started. There’s so much more we were meant to do, more people to help, and more success stories to create. We’re committed to continuously improving our services, staying ahead of financial trends, and most importantly, being there for you whenever you need us.

So, thank you for being a part of this journey. Whether you’re a current client, a prospective one, or someone just looking for a bit of financial inspiration, we’re glad you’re here. Let’s make every dollar count together!

Stay financially savvy,

The Dollar Make Dollars Team